The usage of SSNs has changed over its lifetime as well. For instance, federal government agencies were required to use them in order to identify individuals as of Other key moments in the SSN's timeline include:. The form covers obtaining an original card, replacing a card, and changing or correcting SSN records.
A full list of requirements, such as documentation that proves age, identity, and U. There is no cost for obtaining a card or number. In some circumstances, an individual may change their Social Security number. The number of Social Security numbers available for assignment. Social Security numbers are frequently used as a personal identifier and to obtain credit. They contain no biometrics and rely on documentation to prove validity. They are susceptible to use for identity theft and fraud.
A notable example is when the chief executive officer CEO of identity theft prevention service LifeLock used his SSN in advertisements as a testament to his company's effectiveness. His identity was later stolen multiple times. There has been some movement among legislators to separate some activities from SSN use, such as renting an apartment or obtaining a hunting or fishing license.
There's no easy way to check and see whether your Social Security number has been compromised. Many people don't find out until it's too late. But there are a few ways you can keep up-to-date with any unusual activity, including monitoring your credit reports and bank accounts, verifying your income with the Social Security Administration, and requesting tax transcripts with the IRS. Your SSN is one of the most important pieces of personal information—if not the most important—which is why it's so important that you keep it confidential.
Someone who has your SSN can use it to impersonate you, obtain credit and open bank accounts, apply for jobs, steal your tax refunds, get medical treatment, and steal your government benefits. Identity thieves are everywhere. Contact the Social Security Administration if you suspect that your number is stolen. The agency can help fix any problems related to income.
But if you have problems with your credit, you must contact your financial institution and the credit reporting agencies Equifax, Experian, and TransUnion. You can also file complaints with IdentityTheft. Area Numbers The area numbers were assigned to geographical locations in a manner analogous to the way in which ZIP codes were later assigned in particular, area numbers increase from east to west across the continental US as do the ZIP codes.
Most area numbers were assigned according to state or territorial boundaries, although the series was assigned to railroad workers regardless of location this series of area numbers was discontinued in and is no longer used for new SSNs. With few exceptions, each geographical area is assigned a range of area numbers.
Area numbers assigned prior to are an indication of the location of the SSA office which originally issued the SSN. Since SSNs have been issued centrally and the area number in SSNs assigned since corresponds to the residence location of the applicant as indicated on the application for the SSN. The original range of area number assignments for a particular region, was, in many cases, eventually exhausted because of population increases. The original area number assignments have been augmented as required.
All of the original assignments were less than except for the railroad worker series mentioned above. Only recently have group numbers in the series been allocated. An area number in the series is bogus, so any SSN beginning with an "8" is invalid. An area number of "" is also invalid. It just isn't very well known. The first three digits are known as the "area number".
Thereafter, the number was randomly assigned. The second two numbers are known as the "group numbers". They really do not have any geographical or data significance. The third set of four numbers is simply the numerical sequence of digits to issued within each group. By using the first three numbers of anyone's SSN, you can often tell in which State they were born, or at the least, one of the States where they once lived.
Try it! The first three digits of a Social Security Number correspond to locations as follows:. Definitely, major changes have evolved with inventions and advancing technology. And there's a story to go with each change. Among the many changes over the years, the evolution of the SSN's usage ranks near the top. Is there a downside to this? Millions of people were struggling without jobs or income.
The elderly were hit especially hard. This triggered a concern for the future of the elderly. In , President Franklin D. Roosevelt signed the Social Security Act. Although the Act was passed during the Great Depression, it was designed to ensure the future economic security of individuals and did not address the immediate economic problems of the Great Depression.
Social Security's primary original purpose was to provide financial benefits to people over age Upon retirement, people who were no longer working would receive monthly retirement benefits or Social Security income. Benefit amounts would be based on a person's earnings in covered employments.
The Social Security Act required a payroll tax for both employees and employers based on earnings. This was later renamed the Social Security Administration. The earnings of each individual had to be tracked beginning in It was obvious that using a person's name wouldn't work. Can you imagine the difficulty in keeping accurate earnings records for those with common names such as John Smith or Jane Jones? Several tracking plans were considered, such as using a combination of letters and numbers or using fingerprints.
The chosen solution was to use a 9-digit number divided into three parts: area number, group number, and serial number. The first three digits, the area number, represented the state in which the SSN was issued. However, there were exceptions. For example, a worker could apply in person for an SSN in any Social Security office, and the area number would reflect that office's location, regardless of the worker's residence. The last four digits, the serial number, represented the order within each group.
But issuing SSNs was a work in progress. While the details of the Social Security Act were being worked out, the U.
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